SIP Growth Calculator

    Calculate your Systematic Investment Plan returns

    Enter SIP Details

    Calculate your potential returns from SIP investments

    Typical equity returns: 10-15%

    How Do SIP Calculators Work?

    SIP calculators help you estimate the future value of your Systematic Investment Plan by calculating monthly investments, expected returns, and the power of compounding. Here's a step-by-step explanation:

    01

    Enter Monthly Investment

    Input the amount you want to invest every month. You can start with as low as ₹500/month. This creates disciplined investing habits and removes the need to time the market.

    02

    Specify Expected Returns

    Enter your expected annual return rate (typically 10-15% for equity mutual funds). This helps estimate your future corpus. Remember, returns are subject to market risks and past performance doesn't guarantee future results.

    03

    Calculate Future Value

    The calculator uses the future value of annuity formula to compute your total investment value, including both your contributions and estimated returns. Longer investment periods benefit more from compounding, making SIPs ideal for long-term goals (5+ years).

    Understanding Your SIP Calculation

    Learn how sip calculations work

    Understanding SIP Calculation

    SIP (Systematic Investment Plan) is a disciplined way to invest in mutual funds by investing a fixed amount regularly. It helps you build wealth over time through the power of compounding and rupee cost averaging.

    Formula:

    Future Value = Monthly Investment × [((1 + r)^n - 1) / r] where r = Monthly Return Rate, n = Total Months

    Key Points:

    • •SIP allows you to invest small amounts regularly (minimum ₹500/month)
    • •Rupee cost averaging reduces impact of market volatility
    • •Power of compounding works best over long periods (5+ years)
    • •Returns are subject to market risks - not guaranteed
    • •You can start, stop, or modify SIP anytime

    Frequently Asked Questions

    Common questions about sip

    Disclaimer

    These calculators are for estimation and educational purposes only. For personalized financial advice, please consult a qualified financial advisor or chartered accountant.

    All calculations are based on standard formulas and current tax laws. Actual results may vary based on individual circumstances and applicable regulations.

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