Offer Analyzer
Compare multiple job offers side by side
Enter Offer Details
Compare up to 3 offers side by side
How Do Offer Analyzers Work?
Offer analyzers help you compare multiple job offers by calculating net take-home salary and total value for each offer. Here's a step-by-step explanation of how an offer analyzer works:
Enter Offer Details
Input details for each job offer including CTC, basic salary percentage, HRA percentage, variable pay, joining bonus, and ESOPs. The calculator uses these to compute gross salary and total value.
Calculate Net Take-Home
The calculator computes gross salary from CTC components, applies deductions (PF, ESIC, Professional Tax), calculates taxable income after standard deduction (₹75,000), and applies income tax using new regime slabs. Net Take-Home = Gross - All Deductions - Tax.
Calculate Total Value and Rank
Total Value = CTC + Variable Pay + Joining Bonus + ESOP Value (estimated at 10% of face value). Offers are ranked by total value, helping you identify the best overall compensation package. Compare net take-home to understand actual cash flow differences.
Understanding Your Offer Analyzer Calculation
Learn how offer analyzer calculations work
Understanding Offer Analysis
Offer analyzers help you compare multiple job offers by calculating net take-home salary, total compensation value, and ranking offers to make informed career decisions. This tool considers CTC components, tax implications, and total value including bonuses and ESOPs.
Key Points:
- •Net Take-Home = Gross Salary - All Deductions - Income Tax
- •Total Value includes CTC, variable pay, bonuses, and ESOPs
- •Standard deduction of ₹75,000 is applied automatically
- •Tax calculation uses New Tax Regime slabs
- •ESOPs are valued at 10% of face value for comparison
Frequently Asked Questions
Common questions about offer analyzer
Disclaimer
These calculators are for estimation and educational purposes only. For personalized financial advice, please consult a qualified financial advisor or chartered accountant.
All calculations are based on standard formulas and current tax laws. Actual results may vary based on individual circumstances and applicable regulations.
How to Compare Job Offers Beyond CTC
When comparing job offers, many candidates focus only on the CTC mentioned in the offer letter. However, CTC alone does not reflect how much money you will actually earn or take home.
Why Higher CTC Doesn't Always Mean Better Salary
A higher CTC often looks attractive on paper, but it does not always translate into a better monthly salary or savings. Many employees realise this only after joining and receiving their first salary credit.
Offer Letter Breakdown: Fixed Pay vs Variable Pay
Understanding the components of an offer letter is essential before accepting a job. Fixed pay and variable pay form the core of most salary structures, but many candidates do not fully understand the difference.